Payday

Loans

What is a payday loan?

A payday loan is a short-term loan that is typically paid back on your next payday. When you need some quick cash, a payday loan can be a short-term solution for your needs. By borrowing a sum of cash, you may be able to meet your financial obligations while waiting for your next check.

How does it work?

Borrowers write a post-dated personal check for the amount borrowed plus the finance charge and receive cash. In some cases, borrowers sign over electronic access to their bank accounts to receive and repay payday loans. We will hold the check until your next payday, which is when the loan amount plus the finance charge will be paid in one lump sum. To pay a loan, borrowers can redeem the check by paying the loan with cash, or allow the check to be deposited at the bank.

 

What do I need to apply for a loan?

To apply for a loan you must be over 18 years of age, have a state-issued ID, an open and active checking account (savings account allowed in some states) and a verifiable income. Please call your closest store location for more details.


As a state-licensed, direct payday loan lender we abide by the state’s payday lending laws. We are both state and federally regulated. All services are subject to location participation. To find out what services are available in your area, find a store
near you.

2019 CFSA Sticker

*Restrictions apply. Referral amounts may vary. Call store for details. Each person you refer must be approved for and accept a loan at one of our locations. 

 

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loan used over a long period of time can be expensive.

 

California: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements. We do business as California Financial Group, Pacific Cash Advance, L.L.C., L.A. Cash Advance, and Flexible Finance.

 

New Mexico: Licensed by the State of New Mexico Regulation and Licensing Department Financial Institutions Division.

 

©2019 All rights reserved.
 

Please Note: We do not directly fund any loans online. We use an affiliated website, Blue Frog Loans, for online installment loans. Blue Frog Loans currently lends in Idaho, Missouri, New Mexico, Utah, Delaware, Mississippi, and Wisconsin and is owned by Danridge Holdings, LLC. They DO NOT offer online loans in the state of California.  www.bluefrogloans.com.