What is a title loan?

A Title Loan is a type of installment loan that allows the borrower to use their car title as collateral. Borrowers who get title loans must allow us to place a lien on their car title, and temporarily surrender their vehicle title in exchange for a loan amount. Don't worry, you are still allowed to use your car!

How does it work?

Stop by to one of our store locations to get your car evaluated from one of our representatives. If you get approved, your loan amount will be determined by two main factors: the current value of the car and your income. All stores that offer title loans do a FREE car loan estimate so stop in today to see how much money you can get! Call one of our Store Locations to set up an appointment or call for more details.


What do I need to apply?

To apply for a loan you must be over 18 years of age, have a state-issued ID, an open and active checking account (some states allow savings accounts), a lien-free vehicle title, and verifiable income. Please contact the appropriate Location for more details. As a state-licensed direct title loan lender, our stores abide by the states lending laws. We are both state and federally regulated. All services are subject to location participation. To find out what services are available in your area, find a store near you.

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*Restrictions apply. Referral amounts may vary. Call store for details. Each person you refer must be approved for and accept a loan at one of our locations. 


Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loan used over a long period of time can be expensive.


California: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. We do business as California Financial Group, Pacific Cash Advance, L.L.C., L.A. Cash Advance, and Flexible Finance.


New Mexico: Licensed by the State of New Mexico Regulation and Licensing Department Financial Institutions Division.


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Please Note: We do not directly fund any loans online. We use an affiliated website, Blue Frog Loans, for online installment loans. Blue Frog Loans currently lends in Idaho, Missouri, New Mexico, Utah, Delaware, Mississippi, and Wisconsin and is owned by Danridge Holdings, LLC. They DO NOT offer online loans in the state of California.  www.bluefrogloans.com.