top of page

Title Loans

What is a
title loan?

A Title Loan is a type of installment loan that allows the borrower to use their car title as collateral. Borrowers who get title loans must allow us to place a lien on their car title, and temporarily surrender their vehicle title in exchange for a loan amount. Don't worry, you are still allowed to use your car!

How does it work

Stop by to one of our store locations to get your car evaluated from one of our representatives. If you get approved, your loan amount will be determined by two main factors: the current value of the car and your income. All stores that offer title loans do a FREE car loan estimate so stop in today to see how much money you can get! Call one of our Store Locations to set up an appointment or call for more details.

What do I need to apply

To apply for a loan you must be over 18 years of age, have a state-issued ID, an open and active checking account (some states allow savings accounts), a lien-free vehicle title, and verifiable income. Please contact the appropriate Location for more details. As a state-licensed direct title loan lender, our stores abide by the states lending laws. We are both state and federally regulated. All services are subject to location participation. To find out what services are available in your area, find a store near you.

CONSUMER ALERT
Someone has been contacting consumers via text, phone, and email claiming to be with one of our companies, normally Flexible Finance. They are promising consumers large loans but require that the consumer send them money first to qualify for a loan. This is not someone associated with our company and is fraud. Our companies only lend in the states listed on this website and we never require you to give us any money before you get a loan.

 

*Restrictions apply. Referral amounts may vary. Call store for details. Each person you refer must be approved for and accept a loan at one of our locations.

 

California residents only: Licensed by the California Department of Financial Protection & Innovation pursuant to the California Deferred Deposit Transaction Law. We do business as California Financial Group, Pacific Cash Advance, L.L.C., and L.A. Cash Advance.

 

©2025. All rights reserved.

bottom of page